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Subtopics » Credit – Debt Management
  • Credit Reports (1)
  • Bankruptcy (1)

  • Articles & Resources:

    When Should You Consider Bankruptcy?

    If you are in midst of a financial crisis, bankruptcy is just one option. There are no set in stone rules when it comes to filing. Everyone’s situation is different and must be analyzed on a case-by-case basis. Keep in mind bankruptcy will follow you for at least 10 years and perhaps longer. While it […]


    New Online Financial Web Tools

    There are a number of great online financial tools that can help organize your financial life. Here is a brief review of some of the more promising online financial tools: Mint.com – this website provides users with a means for viewing all of their accounts on one website, including checking, savings, and credit card accounts. […]


    Understanding Credit & Credit Reports

    Everyone will want to borrow money at some point in their lifetime. Banks, mortgage companies, and credit card companies look to credit reports to determine whether to lend money and how much interest and down payments they will require. Having good credit can make the borrowing process easier and it can result in thousands of […]


    Financial Planning Financial Ratios

    Businesses and financial institutions have long used debt, income, and savings ratios to evaluate company performance and the credit worthiness of prospective borrowers. Individuals can also use financial ratios to measure and plan their own personal finances. Here are some of the more helpful financial ratios: Total payment ratio: The total payment ratio is a […]



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