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Articles & Resources:

20 Solid Reasons to Own Gold Coins – Now!

There are very few financial instruments left that offer financial security. When the world went off the gold standard in the 60’s and 70’s ( it happened slow so that you won’t know). Gold coins are the benchmark for value. They become a solid storehouse for your productivity.    Here are 20 reasons why you must […]


Considering Non-Qualified Deferred Compensation: What Business Owners Should Know

Businesses often fail to take full advantage of tax savings opportunities that are available to them. This article provides a high level overview of one such tax savings opportunity, namely, non-qualified deferred compensation plans. What is Deferred Compensation? Deferred compensation generally includes payments earned in a year prior to the year in which the payment […]


Make Money Off of Things You Know

Passitto.com,  social referral network, recently launched.  The premise is that we all know people who are looking for goods and services, so why not put that information to good use and earn some money, all while helping people find goods and services they need?  I know, it sounds too good to be true.  Here is an explanation on […]


Understanding Taxes; Understanding Finances

Taxes are not as sexy as investments, yet alone real estate, retirement plans, or even insurance. This is understandable, as taxes do involve paperwork, forms, and rules, exceptions, and exceptions to exceptions. But that is not the whole picture. Think about it this way. If the average person spent two hours per week thinking and […]


New Online Financial Web Tools

There are a number of great online financial tools that can help organize your financial life. Here is a brief review of some of the more promising online financial tools: Mint.com – this website provides users with a means for viewing all of their accounts on one website, including checking, savings, and credit card accounts. […]


Six Reasons Why Investment Gurus do not Blog

Have you noticed that there aren’t really any investment blogs on the web? Here are six reasons why there are no investment blogs: Most investment gurus believe that the markets are efficient and they fear that by providing information on an investment blog the guru would trigger mass hysteria. Most investment gurus believe that the […]


Eliminate Taxes for “Pennies on the Dollar”?

We have all heard that the IRS will settle tax debts for pennys on the dollar. This tax settlement process referrs to the IRS offer in compromise program. Colorado Tax Attorney Kreig Mitchell recently posted an excellent article that exposes a few of the flaws in the IRS offer in compromise program. That article states […]


Hiring a Financial Advisor

Hiring financial advisers can be challenging. The news and popular media often provide coverage when financial advisers do something wrong, but they do not help consumers find competent and ethical financial advisors. Here are a few articles that address how to find good financial advisors: How to Evaluate Financial Advisers When Should You Hire a […]


Rebuilding or Improving Credit

Rebuilding credit can be difficult, but not impossible. Consumers with bad credit or who would like to improve their credit score should start by creating a plan to improve their credit rating. Specifically, they should write out a plan and do their best to adhere to and modify the plan over time. Understanding the credit […]


Index Fund or Money Manger?

There has been a lot written about whether to invest in index funds or to hire a professional money manager. The Freemoney Finance Blog, which is not written by a financial advisor, expresses the typical non-investment advisor sentiment that investing in index funds is better than hiring a professional money manager. CASTrader Blog recently posted […]


Roundup: New Financial Articles

There have been a number of good articles added to the Mechanics of Money website lately. I thought that I would take a few minutes to highlight a few of these articles. Financial Goals: Finding Certainty in Uncertainty – provides a good discussion of how to set goals when life is so uncertain. Personal Savings […]


All the World is a Bubble?

TheStreet.com recently ran an article partially entitled “all of the world is a bubble.” The article was obviously written just to grab headlines. It does present an opportunity to think about value and markets. The article states that “every asset class is expensive today compared with historic averages and compared with the cost of replacing […]



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