Saving Money on Auto Insurance
We have all heard that we can save hundreds of dollars on our automobile insurance coverage by switching to another insurance company. The truth is that you may not have to switch insurance companies to save on your automobile insurance. Understanding Automobile Insurance Coverage The first step in figuring out how to save money on [...]
Buying Long Term Care Insurance
The cost of inpatient nursing home care can exceed $60,000 per year and long-term care expenses typically are not covered by Medicare or by private medical expense insurance. Many of us do not purchase long term care insurance due to our lack of knowledge about the benefits of this type of insurance and the cost [...]
Buying Disability Insurance
The risk of becoming disabled and not being able to work is one of the greatest risks that most of us face. The loss of even one paycheck can devastate one’s financial wellbeing. Yet, very few of us purchase disability insurance coverage. This is probably because most us do not fully understand what disability insurance [...]
Medicaid: Changes Imposed by the Debt Reduction Act of 2005
Medicaid. Okay I said it. It is not as sexy a topic as investments, but it is important. We all know of someone that will be applying for Medicaid in the near future – be it ourselves, our parents, or our family or friends. This brief article discusses a few of the Medicaid changes that [...]