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General Disclaimers and Terms of Use


By using the Mechanics of Money website you agree to abide to all terms of use and disclaimers governing this website. Additional disclaimers and terms of use for the BBS and Mechanics of Money forums can be found below.

Mechanics of Money is provided by Mechanics of Money LLC for your information to help you understand some of your financial options. It should not be relied on as tax, investment, or legal advice because it is not a substitute for an in-person consultation with an appropriate advisor. Nothing transmitted to or from this website constitutes the establishment of an advisor-client or attorney-client relationship between you or any advisor or attorney.

Applicability of the financial and legal principles discussed at this site may differ substantially in individual situations or in different states or countries. Remember, when dealing with any legal matter you should not rely on the materials or the content provided on this site without first seeking the advice of an advisor or attorney about your particular situation and facts.

Mechanics of Money and it's owners, managers, partners and employees do not provide any express or implied warranties of merchantability, suitability, or completeness of the information or tools found on this website including, but not limited to: i) answers on the BBS, ii) posts on the Mechanics of Money forums, iii) information or resources of other websites with links on MechanicsofMoney.com, and iv) any other information or resource found on this website. The information provided herein is to be used at your own risk. In no event will MechanicsofMoney.com or its owners, manager, partners or employees be responsible for any direct, indirect, incidental, special, exemplary or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this site or the resources it provides, even if advised of the possibility of such damage.

Nothing contained on this website should be construed to constitute a recommendation or endorsement of any product, service, site, firm or advisor. Any listing, name, content, material of any advisor or firm found on this site does not constitute any endorsement, recommendations or referral of such advisors. When deciding to hire any advisor or firm you should do your own independent research and not solely rely on the materials found on this site.

BBS and Mechanics of Money Disclaimers and Terms of Use


The BBS and Mechanics of Money is a free service provided by Mechanics of Money LLC. There is no cost to submit questions or posts, to respond to questions or posts or to look up past questions and answers. Many Frequently Asked questions about the BBS are answered in our FAQs or help page.

Mechanics of Money has not reviewed the posts on the BBS or the Mechanics of Money and the views expressed therein are those of the posters and do not necessarily reflect those of Mechanics of Money or it owners, managers, agents, partners, advertisers or affiliates. Mechanics of Money assumes no responsibility for the posts or the information contained therein, nor do they make any claims, promises or guarantees about the accuracy, suitability or completeness of any of the information in the posts. Use the advice and information provided at your own risk.

By posting or submitting material on Mechanics of Money, you grant Mechanics of Money LLC a royalty-free, perpetual, irrevocable, non-exclusive right (including any moral rights) and license to use, reproduce, edit, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the submitted content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in the content.

You agree that you will not use the Mechanics of Money website to post any advertisement or other commercial message. You agree that you will not post any knowingly false, defamatory, inaccurate, abusive, harassing, obscene, sexually oriented or threatening message or material that is illegally invasive of another person's privacy. Mechanics of Money will attempt to delete any inappropriate posts as quickly as possible; however, the submissions are generally posted in real-time and are typically not reviewed by Mechanics of Money or its editorial staff before they are posted to the site.

You agree that you are solely responsible for anything you post on the Mechanics of Money website and that you agree to indemnify and hold harmless Mechanics of Money LLC and its owners and employees with respect to any claims based upon your posts/submissions to the Mechanics of Money website.

You also agree that you understand that the advisors that participate in the Mechanics of Money are not affiliated with, employed by or agents of Mechanics of Money LLC, and that we make no representations as to the qualifications of any of the advisors who participate in Mechanics of Money. Any listing, name, content, material of any advisor or firm found on this site does not constitute any endorsement, recommendations or referral of such advisors. When deciding to hire any advisor or firm you should do your own independent research and not solely rely on the materials found on this site.

We try our best to ensure confidentiality and protect your privacy when you post questions on Mechanics of Money. Your personal information such as name, address, email address, phone, etc., are concealed from all users of the Mechanics of Money website, including member advisors. Only the Mechanics of Money administrators have access to your personal information. However, because these are public forums, you must also understand that you might lose some privacy by posting your questions or answers on the Mechanics of Money website. Although you can stay anonymous, your facts and your view of the facts may not remain a “secret” any longer.

Please remember that no information found at this website, in the database, in the forums or in the responses from advisors in these areas can replace a face-to-face meeting or telephone consultation with a “real live” advisor about your particular case, problem or question. The information you find here or in the answers should just be a starting point in finding your answers. Nothing transmitted to or from this website constitutes the establishment of an advisor-client or attorney-client relationship between you or any advisor or attorney. No communication coming from or associated with this site is to be construed as tax, legal or investment advice. Nor can any communication from or associated with this site be used to avoid the imposition of any tax, penalty or other assessment.

Please contact us if you have any questions about these disclaimers or terms prior to using this site.



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