You want to know the big secret?  Well here it is.  Most American’s fight a losing battle with regard to their finances.  You see, money is not the enemy.  Your earnings are not the enemy.  Hell, your boss isn’t even the enemy.  Time is the enemy. 

If you are like most Americans you gain a little debt here and there over TIME and you think, well, it is okay I will be able to pay that off.  Before that debt is paid off, you find yourself in another position where you are taking on more debt.  You think, well, it is okay, I will work harder this year or my year end bonus will cover it or my tax refund will cover it. 

Nothing could be further from the truth.  On each of these occasions you are lying to yourself.  Sure, it is a little white lie, right?  Wrong.  It is the biggest lie you could ever impose upon yourself. 

You see, the secret is that life is expensive, your wants will never end, and you will always be incurring debts for “good reasons.”  So now that you know the secret, what do you do about it?

The answer is simple.  You have to force yourself to learn to recognize the lie and address it head on when it arises.  When you find yourself in the electronics store you have to realize that “no interest” doesn’t mean “no payment” and your TV, stereo, camera, etc. is fine.  Maybe your electronics are not state of the art, but come on.  How outdated are they?  Does your TV, stereo, camera function?  Does it serve your needs?  The same goes for house hunting, car shopping, and even shoe shopping. 

If you ever want to regain balance in your life, be able to enjoy the feeling of being “debt free,” and start living life free of the daily grind that results from debt, you have to exercise this self control and you have to be honest with yourself. 

Now that you know the secret and you now what to do, it is time to act.  Each and every time you purchase something, stop and ask yourself “can I live without this?”  and “Is there some less expensive alternative?” 

You will find that this is THE ONLY WAY to control and then eliminate your debt and the chains that it imposes.  Act today.  Save yourself from debt.

 
Anonymous
Recovering Debt Addict