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Recent Financial Questions & Answers

Real Estate » Keep home, get new mortgage, or give up home
If you cant keep paying your mortgage, you will just keep getting behind. In some instances it might make sense to do what you suggested but it depends; where more...
Investments » Low risk investent options for spare savings
You might want to consider some muni bonds that pay out dividends. Do some research on the munis. more...
Retirement Planning » Will rolling over IRA cause me to lose my Social Security
If you transfer your IRA to a Roth IRA you will have to pay taxes on that transfer. Depending on age, why transfer the IRA to Roth? more...
Retirement Planning » Can I lose my 401k if my employer goes under
You should do a direct rollover to an IRA now, this way it is in your name. Must be DIRECT ROLLOVER. If you withdrawl any money from IRA or 401k you will pay more...
Real Estate » Is paying cash for a second home wise
Depends. Is it cash you saved already? What do you need the money for that you have saved. Anytime you can pay cash, is always good. Some people like to take a more...
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5 Ways to Hold Title to Property

How you hold title to property can dictate who receives the property on your death, whether the property is subject to probate, and how it is taxed. This article examines the five ways title to property and the consequences of each.

When Should You Consider Bankruptcy?

If you are in midst of a financial crisis, bankruptcy is just one option. There are no set in stone rules when it comes to filing. Everyone’s situation is different and must be analyzed on a case-by-case basis. Keep in mind bankruptcy will follow you for at least 10 years and perhaps longer. While it [...]

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