Instructions, Terms & Conditions of Use
In short, Mechanics of Money allows users to submit financial questions to selected advisors in the Mechanics of Money Network. This is a free service of Mechanics of Money LLC that we are providing to the Internet community. There is no cost to submit questions, to receive replies or to participate as an advisor. In fact, financial advisors who participate in Mechanics of Money receive free listings and exposure on our very popular Mechanics of Money \"Find A Financial Advisor\" searchable database, for which many other far less popular finanical websites often charge hundreds of dollars a year.
More information About the Mechanics of Money
Additional information about the Mechanics of Money project and how the website works can be found on our Help & FAQs page and on the advisor signup pages.
Practicing in Multiple States
If you practice in more than one state, please fill out only one application. Simply select the state that you primarliy operate from. Once you membership is approved, you can add additional states by editing your profile.
Conditions of Use
Since one of the goals of Mechanics of Money is to create a large database of financial questions and answers, that users can search, you understand that by participating in the Mechanics of Money your answers to questions are going to become part of the Mechanics of Money answer database, which we can use in any form on this website and the websites of its affiliates and partners. Please also note that by submitting answers or content to Mechanics of Money you give us the non-exclusive royalty-free, perpetual, irrevocable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the content (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in such content. We also make no representation as to whether the regulatory or ethical rules in your state / jurisdiction allow or prohibit any participation in this type of financial advisor network.
We will notify you by email when your application has been received and when it has been approved or rejected. If approved, you will begin receiving email notification of questions in your areas (geographic & areas of practice) to which you may post replies.
Please note that we reserve the right to discontinue this service and / or advisor participation in this service at any time, with or without notice (although we do not foresee this happening).
Providing false or incomplete information will result in your being barred from the system.
By applying and participating in the Mechanics of Money you are representing to us that you are a financial advisor in good standing and are licensed or otherwise authorized provide financial advice in the state(s) and or country you have indicated in your application and in any other state(s) and or country that you subsequently add to your profile. You also agree that you will not post replies solely containing a solicitation without providing a meaningful answer to a question.
By submitting your application you agree that if you wish to discontinue your participation in the Mechanics of Money, you will contact us via email and as us to remove you from the system. We process such requests as soon as reasonably practicable.
These terms and conditions may be modified by us at any time with prior notice.
These are terms and conditions that apply to the use of any part of our site.
By using and or registering to use the MechanicsofMoney.com, you agree to comply with all the Terms and Conditions herein.
Use of any robot, spider, or other automatic device, or manual process to monitor or copy any pages or material on the site is strictly forbidden.
U.S. export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations -- including but not limited to the Export and Administration Act and the Arms Export Control Act and not to transfer, by electronic transmission or otherwise, any content derived from the Site to either a foreign national or a foreign destination in violation of such laws.
The site contains links to other web sites and content for which Mechanics of Money does not maintain control. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular service or resource.
This site and these Terms and Conditions may be changed by Mechanics of Money with or without notice. Continued use of this site following any change constitutes your acceptance of the change.
Fraud, Misrepresentation, and Misuse
The rights granted by Mechanics of Money and Legacy Counsel LLC to access the site and download, copy or print the documents found and retrieved by the search engine, are predicated upon a user's agreement to: a) acknowledge and accept this User Agreement; b) not share the access granted with any other person or entity.
In the event that a user fails to pay for the access granted, or shares the access granted with any person or entity, or misuses the system by any means actionable under a federal, state, or local statute, code, regulation, law, or civil action, Mechanics of Money will consider the user's access as having been acquired by fraud or misrepresentation and will terminate the user's access. In such a case, Mechanics of Money retain the right to seek civil or criminal redress, the entire cost of which shall be borne solely by the user.
Mechanics of Money further reserves the right to refuse service to any person, organization, or entity that has demonstrated an abuse of our system, policies, and/or guidelines as to payment, use of content, or communications with Mechanics of Money staff.
Mechanics of Money attempts to include accurate information on this website, but because of the possibility of human and mechanical error as well as other factors, Mechanics of Money are not responsible for any errors. All material available from this website is provided "AS IS." To the fullest extent permissible pursuant to applicable law, Mechanics of Money disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. Specifically, but without limitation, Mechanics of Money DO NOT WARRANT THE TIMELINESS, ACCURACY, COMPLETENESS, PERFORMANCE, OR FITNESS FOR A PARTICULAR PURPOSE OF THE SITE OR THE INFORMATION IT CONTAINS. Mechanics of Money DOES NOT WARRANT THAT THE SITE IS ERROR-FREE IN CONTENT OR IN FUNCTIONALITY.
Mechanics of Money disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to, any errors in or omission from this website, including but not limited to technical inaccuracies and typographical errors; the unavailability of this Site or any portion thereof; your use of this website; or your use of any equipment or software in connection with this website.
Limitation of Liability
Mechanics of Money SHALL NOT BE LIABLE TO A CUSTOMER OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, FOR RELIANCE ON THE INFORMATION CONTAINED IN THE SITE, OR Mechanics of Money's, SUPPORT SERVICES, OR FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF IMPLIED WARRANTIES OR LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.
Mechanics of Money, ITS AFFILIATES, ANY OFFICER, DIRECTOR, EMPLOYEE, SUBCONTRACTOR, AGENT, SUCCESSOR, OR ASSIGN OF Mechanics of Money OR THEIR AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEY'S FEES AND LOST PROFITS OR SAVINGS) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THIS SITE, INCLUDING ITS CONTENT, REGARDLESS OF ANY NEGLIGENCE ON THE PART OF Mechanics of Money, ITS AFFILIATES, ANY OFFICER, DIRECTOR, EMPLOYEE, SUBCONTRACTOR, AGENT, SUCCESSOR, OR ASSIGN.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Colorado, U.S.A., as they apply to agreements made and performed therein.
These Terms and Conditions incorporate by reference any notices contained on this website and constitute the entire agreement with respect to your access to and use of this Site. If any provision of these Terms and Conditions is unlawful, void, or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect the validity and enforceability of the remaining provisions. Mechanics of Money may, in its sole discretion and without notice, revise these terms at any time by updating this posting. If you do not agree with these Terms and Conditions in full, you must immediately terminate your use of this website.
Please contact us if you have any questions about these disclaimers or terms prior to using this site.